Looking to Buy a Home
in East County California?
Here's What You Need to Know About Owning or Buying a Home in East County...
WELCOME HOMEBUYER'S COURSE
Here's What You Need to Know About Buying a Home in The PENSACOLA Area...
If you're either thinking about purchasing a new home or already made the decision to purchase a house, but you still have questions or concerns regarding the process, price or anything else - let me tell you:
You're in the right place.
This free home buyer seminar is giving you the exact step by step blueprint on everything you need so you can get clarity on everything A-Z and guide to you make the best decision in purchasing your new home.
You will learn about timelines and timing, inspections, loan pre-approvals, negotiations, and so much more.
Take a look around and let us know how we can help you.
Vivian Corwin| Realtor
On The Gulf Realty
SL-3406257
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Enjoy the latest & most up-to-date marketing & sales tactics to help you purchase a NEW home.
Home Buying Process First Step
The first step when looking to buy a home is getting qualified for a loan.
Before doing anything else you need to know what you can afford by getting qualified for a loan
Don’t go house hunting before going mortgage shopping
Thinking About Buying?
Are you thinking about buying a home but you don't know where to start?
Learn to take advantage of Tax Saving opportunities instead of throwing your money away
Walk through the important aspects of purchasing a home
What to Expect When Buying a Home
Purchasing a home is most likely going to be one of the largest investments you will make in your lifetime.
We have helped hundreds of clients in the past and we can help you too
My team and I are free! The seller pays for our fees and they have an agent who has their best interest at heart. We are here to have yours
10 Must Not’s When Buying a Home
Once you find your dream home, we need to make sure you get to move into it.
Don’t change jobs; becoming self employed or quit current job
Don’t buy a vehicles.
Don’t use any charged cards or let your accounts fall behind.
Don’t spend money you saved for closing.
Don’t omit any debt or liabilities from your loan application.
Pre-Approval vs
Pre-Qualification
Why you need an approval rather than just a pre-qualification.
Pre-Qualification is not a true approval but the initial step in a home loan process where you discuss your financial situation with a loan officer - nothing is verified
Pre- Approval is where the buyer provides the lender with the necessary documents to tell them what they are approved for, which loan option is the best for them and what the interest rate will be
What are the Pros and Cons of Purchasing a Home?
Whether you’ve never owned a home before or it’s been a while since you’ve purchased, let's talk about the pros and cons.
Pro: Your wealth can increase as you build equity in your home through 2023 averaging about 3%
Con: Maintenance costs; work and money to keep a home in good condition
How Much Money Do I Need To Purchase a New Home?
Most people are afraid that it will cost them thousands and thousands of dollars to purchase a home in Brentwood.
There are various loans and grants to qualify to purchase a home
3 Tips To Get Your Offer Accepted
Are you competing with other buyers on your dream home or do you want to make sure you’ve got the best chance of getting your offer accepted?
Make sure you offered a competitive price on a home
Put down a larger earnest money deposit
Let the seller know that you have not written offers on any other properties
Offer Has Been Accepted, What’s Next?
Once your offer has been accepted, it's time to open up escrow.
It's time to get inspections done on the home, review disclosures, secure the loan, and get the appraisal done
Meet Vivian Corwin
Vivian is a bilingual real estate agent and devoted mother of three. With a heart full of enthusiasm for helping others realize their real estate goals, Vivian specializes in assisting veterans and first-time home buyers with a seamless and stress-free process.
Vivian's expertise in the local real estate market, along with her extensive network and negotiation skills, have resulted in successful deals and satisfied clients. Her bilingual abilities in English and Spanish enable effective communication with a diverse range of clients.
Beyond her professional endeavors, Vivian finds joy in maintaining an active lifestyle and prioritizes her fitness. She believes in building long-term relationships with her clients and strives to provide personalized, knowledgeable service tailored to theineeds.
In every step of the real estate process, Vivian's goal is to make the experience seamless and stress-free. Her multilingual skills, family-centered approach, and extensive knowledge of the local market make her a trusted guide for families and individuals alike, whether they are embarking on heir first home-buying journey or seeking their dream home in the beautiful Pensacola area.
SCHEDULE YOUR FREE CONSULTATION
Learn how to purchase your home, with less stress and less money out of pocket!
PLUS MUCH MORE...
Homebuyer's Course
NAR HAS SETTLED
You Need An Expert
Buyer's Compensation
Choosing the Right Lender
Making an Offer and Negotiations
Your Offer Is Accepted
Inspections Are Complete
The Final Steps
Erin Brockovich Buyer Compensation
Nestled in the vibrant heart of Northern California, East County offers an unparalleled blend of serene suburban living and the convenience of city life.
Whether you're a first-time buyer or looking to upgrade your living situation, our tailored market updates, captivating community videos, and comprehensive real estate insights make your home-buying journey seamless and enjoyable.
Exclusive Market Updates
Stay ahead of the curve with our up-to-minute market updates. From the latest listings to price trends, we ensure you have all the information you need to make informed decisions. East County's real estate landscape is dynamic, and with our expert analysis, you're always in the know.
market Updates
EAST COUNTY STATS & LOCAL INFO
DOWNLOAD TO ACCESS:
Buying A Home From A Lender's Perspective
DOWNLOAD TO ACCESS:
The Complete Guide to Buying A Home
market Updates
buying new construction? buyer beware
Local market update
NAR's Commission Settlement:
Understanding Buyer's Agent Compensation
National Market Update
Buyer Tips
Community Videos
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Best Burrito in Brentwood
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MJ's Cafe in brentwood
WELCOME TO THE VIRTUAL HOME BUYER SEMINAR LIBRARY
Enjoy the latest & most up-to-date marketing & sales tactics to help you purchase a NEW home.
Thinking About Buying?
Are you thinking about buying a home but you don't know where to start?
Learn to take advantage of Tax Saving opportunities instead of throwing your money away
Walk through the important aspects of purchasing a home
What to Expect When Buying a Home
Purchasing a home is most likely going to be one of the largest investments you will make in your lifetime.
We have helped hundreds of clients in the past and we can help you too
My team and I are free! The seller pays for our fees and they have an agent who has their best interest at heart. We are here to have yours
Home Buying Process -
First Step
The first step when looking to buy a home is getting qualified for a loan.
Before doing anything else you need to know what you can afford by getting qualified for a loan
Don’t go house hunting before going mortgage shopping
Pre-Approval vs
Pre-Qualification
Why you need an approval rather than just a pre-qualification.
Pre-Qualification is not a true approval but the initial step in a home loan process where you discuss your financial situation with a loan officer - nothing is verified
Pre- Approval is where the buyer provides the lender with the necessary documents to tell them what they are approved for, which loan option is the best for them and what the interest rate will be
10 Must Not’s When Buying a Home
Once you find your dream home, we need to make sure you get to move into it.
Don’t change jobs; becoming self employed or quit current job
Don’t buy a vehicles
Don’t use any charged cards or let your accounts fall behind
Don’t spend money you saved for closing
Don’t omit any debt or liabilities from your loan application
What are the Pros and Cons of Purchasing a Home?
Whether you’ve never owned a home before or it’s been a while since you’ve purchased, let's talk about the pros and cons.
Pro: Your wealth can increase as you build equity in your home through 2023 averaging about 3%
Con: Maintenance costs; work and money to keep a home in good condition
How Much Money Do I Need To Purchase a New Home?
Most people are afraid that it will cost them thousands and thousands of dollars to purchase a home in Brentwood.
There are various loans and grants to qualify to purchase a home
3 Tips To Get Your Offer Accepted
Are you competing with other buyers on your dream home or do you want to make sure you’ve got the best chance of getting your offer accepted?
Make sure you offered a competitive price on a home
Put down a larger earnest money deposit
Let the seller know that you have not written offers on any other properties
Offer Has Been Accepted, What’s Next?
Once your offer has been accepted, it's time to open up escrow.
It's time to get inspections done on the home, review disclosures, secure the loan, and get the appraisal done
WANT TO GET A FREE CUSTOM MARKET PROPOSAL?
Go to the next page to request a custom market proposal for your specific home
Community Videos
Lets Get You Prepared To Buy A Home
MEET THE TEAM
Here's your team that will help you throughout the
entire selling & buying process
Krista Mashore | Realtor & Broker
DRE # 01346304
Jaynlin Miller | Marketing and Seller Specialist
DRE #02195224
Josh Vitale | Listing Specialist
DRE #02009638
Heidi Kugl
Buyer’s Specialist
DRE #01329047
Krista Mashore | Realtor & Broker
DRE # 01346304
Meet Krista Mashore
Krista Mashore is the CEO of two multimillion-dollar companies. As one of the Top 1% of REALTORS® nationwide, Krista has sold over 2,300 homes since entering the field in 2001. She is known as the Digital Marketing Queen and Yahoo Finances #1 Digital Marketer to watch out for in 2021.
As the Broker/Owner of The Mashore Group and CEO of Krista Mashore Coaching, she has put together an unbeatable team whose primary focus and goal are happy clients with highly successful outcomes.
Author of six best-selling books, Krista now coaches and trains agents and professionals to become experts in the digital marketing space. She has currently made 25+ million utilizing her proven strategies in one business alone. Krista’s ultimate goal is to help clients, and her community in any way she can. She lives with her family in Contra Costa County in Northern California. One of her favorite pastimes is coaching teens in her community through her movement, Teens Lifting Lives.
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Visit our blogs for more real estate tips, home tips, and local information!
How Military BAH Impacts Home Buying in Pensacola
Military BAH (Basic Allowance for Housing) directly impacts how much home active-duty service members can afford in Pensacola, influencing pricing, demand, and competition in key neighborhoods.
Vivian Corwin is a real estate agent in Pensacola, Florida helping military families and homeowners navigate the local housing market to buy and sell with confidence—and BAH plays a major role in that process.
Understanding how BAH works can help both buyers and sellers make smarter real estate decisions in a military-driven market like Pensacola.
What Is Military BAH and How Does It Work?
BAH is a monthly housing allowance provided to active-duty military members based on:
Rank
Dependency status
Duty station location
In Pensacola, BAH rates are designed to match the local cost of housing, which means they directly influence what military buyers can afford.
Why it matters:
BAH often sets the budget range for military buyers, making it a key driver of home prices in certain segments.
What to do:
Buyers should align home searches within their BAH range
Sellers should price homes competitively within common BAH brackets
How Does BAH Affect Home Prices in Pensacola?
BAH creates natural pricing “ceilings” in the market.
In areas near NAS Pensacola or Corry Station:
Homes priced within common BAH ranges tend to sell faster
Homes priced above BAH limits may see fewer military buyers
Local Insight:
Neighborhoods like Gulf Breeze, Pace, and West Pensacola often attract military buyers due to proximity and affordability.
Why it matters:
If your home aligns with BAH pricing, you’re targeting a large and active buyer pool.
Client Example:
Vivian Corwin recently worked with a seller near NAS Pensacola whose home initially sat on the market. After adjusting the price to align with local BAH ranges, the property received multiple offers within two weeks.
How Does BAH Influence Buyer Demand?
Pensacola has a strong military presence, which creates consistent, predictable demand.
Key factors:
Frequent relocations (PCS orders)
Buyers needing quick move-in ready homes
Preference for homes near bases or with easy commutes
Why it matters:
Military buyers often have tight timelines, which can speed up transactions.
What to do:
Sellers should ensure homes are move-in ready
Buyers should be prepared to act quickly in competitive price ranges
What Types of Homes Do Military Buyers Prefer?
Military buyers in Pensacola often look for:
Move-in ready homes
Low-maintenance properties
Homes near NAS Pensacola or major employers like Navy Federal
Properties outside high-risk flood zones (or properly insured)
Why it matters:
Homes that meet these criteria tend to sell faster and attract stronger offers.
What to do:
Highlight upgrades and condition in listings
Address major repairs before listing
Be transparent about insurance and flood zone details
How Do Insurance and Flood Zones Affect BAH Buyers?
In Pensacola, insurance costs can significantly impact affordability—even when BAH is fixed.
Important considerations:
Flood zones may require additional insurance
Older roofs can increase premiums
Storm risk affects buyer decisions
Why it matters:
If total monthly costs exceed BAH, buyers may walk away.
What to do:
Provide clear insurance estimates when possible
Update major systems like roofing
Price accordingly if additional costs apply
Common Mistakes Sellers Make
Pricing above common BAH ranges
Ignoring military relocation timelines
Not preparing the home for quick move-in
Overlooking insurance and flood zone concerns
Marketing too broadly instead of targeting military buyers
FAQ: Military BAH and Home Buying in Pensacola
Q1: Does BAH limit how much I can spend on a home?
A: Not strictly, but most buyers prefer to stay within their BAH to manage monthly costs comfortably.
Q2: Are military buyers a large part of the Pensacola market?
A: Yes—due to NAS Pensacola and other installations, military buyers make up a significant portion of demand.
Q3: Should sellers specifically target military buyers?
A: In many cases, yes. Aligning price and condition with BAH expectations can attract faster offers.
Q4: Do homes near bases sell faster?
A: Typically, yes—especially if priced within BAH ranges and move-in ready.
Key Takeaways
Military BAH strongly influences home affordability in Pensacola
Pricing within BAH ranges increases buyer interest
Move-in ready homes sell faster to military buyers
Location near bases and employers matters
Insurance and flood zones can impact buying decisions
Work With a Local Expert
If you’re buying or selling a home in Pensacola and want to understand how military BAH impacts your strategy, Vivian Corwin is a real estate agent in Pensacola, Florida who helps clients navigate the market with confidence and get the best possible results.
WHAT PEOPLE ARE SAYING ABOUT THE MASHORE GROUP
"The Mashore Group Is The Way To Go For A Successful Home Sale."
"Our first ever home sale. Krista and her team made the experience so smooth. From our first meeting to the last it was all about us and how they made it an enjoyable experience. They were all unbelievably attentive and responsive to our needs.
- Jerry & Liqin A.
"The Strategy, Marketing And Pricing On The House Were Spot On."
"My father in law passed and we needed to sell his house. We met with three different agents and we quickly decided to go with Krista. Krista and her team are very knowledgeable, energetic and at the top of their game. Everything was spot on."
- Shaun & Heather B.
"We Followed Her Advice And We Got The House For The Price We Wanted."
"Krista and her team were excellent. We bought a home while on vacation. We relied on her staff to not only view the house but she positioned us so well, that we followed her advice and we got the house for the price we wanted. Thank you!
- Michael & Laura N.
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