

Here's What You Need to Know About Buying a Home in The PENSACOLA Area...
If you're either thinking about purchasing a new home or already made the decision to purchase a house, but you still have questions or concerns regarding the process, price or anything else - let me tell you:
You're in the right place.
This free home buyer seminar is giving you the exact step by step blueprint on everything you need so you can get clarity on everything A-Z and guide to you make the best decision in purchasing your new home.
You will learn about timelines and timing, inspections, loan pre-approvals, negotiations, and so much more.
Take a look around and let us know how we can help you.

Vivian Corwin| Realtor
On The Gulf Realty
SL-3406257










Enjoy the latest & most up-to-date marketing & sales tactics to help you purchase a NEW home.
Home Buying Process First Step
The first step when looking to buy a home is getting qualified for a loan.
Before doing anything else you need to know what you can afford by getting qualified for a loan
Don’t go house hunting before going mortgage shopping
Thinking About Buying?
Are you thinking about buying a home but you don't know where to start?
Learn to take advantage of Tax Saving opportunities instead of throwing your money away
Walk through the important aspects of purchasing a home

What to Expect When Buying a Home
Purchasing a home is most likely going to be one of the largest investments you will make in your lifetime.
We have helped hundreds of clients in the past and we can help you too
My team and I are free! The seller pays for our fees and they have an agent who has their best interest at heart. We are here to have yours
10 Must Not’s When Buying a Home
Once you find your dream home, we need to make sure you get to move into it.
Don’t change jobs; becoming self employed or quit current job
Don’t buy a vehicles.
Don’t use any charged cards or let your accounts fall behind.
Don’t spend money you saved for closing.
Don’t omit any debt or liabilities from your loan application.
Pre-Approval vs
Pre-Qualification
Why you need an approval rather than just a pre-qualification.
Pre-Qualification is not a true approval but the initial step in a home loan process where you discuss your financial situation with a loan officer - nothing is verified
Pre- Approval is where the buyer provides the lender with the necessary documents to tell them what they are approved for, which loan option is the best for them and what the interest rate will be

What are the Pros and Cons of Purchasing a Home?
Whether you’ve never owned a home before or it’s been a while since you’ve purchased, let's talk about the pros and cons.
Pro: Your wealth can increase as you build equity in your home through 2023 averaging about 3%
Con: Maintenance costs; work and money to keep a home in good condition
How Much Money Do I Need To Purchase a New Home?
Most people are afraid that it will cost them thousands and thousands of dollars to purchase a home in Brentwood.
There are various loans and grants to qualify to purchase a home
3 Tips To Get Your Offer Accepted
Are you competing with other buyers on your dream home or do you want to make sure you’ve got the best chance of getting your offer accepted?
Make sure you offered a competitive price on a home
Put down a larger earnest money deposit
Let the seller know that you have not written offers on any other properties

Offer Has Been Accepted, What’s Next?
Once your offer has been accepted, it's time to open up escrow.
It's time to get inspections done on the home, review disclosures, secure the loan, and get the appraisal done
Vivian is a bilingual real estate agent and devoted mother of three. With a heart full of enthusiasm for helping others realize their real estate goals, Vivian specializes in assisting veterans and first-time home buyers with a seamless and stress-free process.
Vivian's expertise in the local real estate market, along with her extensive network and negotiation skills, have resulted in successful deals and satisfied clients. Her bilingual abilities in English and Spanish enable effective communication with a diverse range of clients.
Beyond her professional endeavors, Vivian finds joy in maintaining an active lifestyle and prioritizes her fitness. She believes in building long-term relationships with her clients and strives to provide personalized, knowledgeable service tailored to theineeds.
In every step of the real estate process, Vivian's goal is to make the experience seamless and stress-free. Her multilingual skills, family-centered approach, and extensive knowledge of the local market make her a trusted guide for families and individuals alike, whether they are embarking on heir first home-buying journey or seeking their dream home in the beautiful Pensacola area.
Learn how to purchase your home, with less stress and less money out of pocket!
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WELCOME TO THE VIRTUAL HOME BUYER SEMINAR LIBRARY
Enjoy the latest & most up-to-date marketing & sales tactics to help you purchase a NEW home.
Thinking About Buying?
Are you thinking about buying a home but you don't know where to start?
Learn to take advantage of Tax Saving opportunities instead of throwing your money away
Walk through the important aspects of purchasing a home
What to Expect When Buying a Home
Purchasing a home is most likely going to be one of the largest investments you will make in your lifetime.
We have helped hundreds of clients in the past and we can help you too
My team and I are free! The seller pays for our fees and they have an agent who has their best interest at heart. We are here to have yours
Home Buying Process -
First Step
The first step when looking to buy a home is getting qualified for a loan.
Before doing anything else you need to know what you can afford by getting qualified for a loan
Don’t go house hunting before going mortgage shopping
Pre-Approval vs
Pre-Qualification
Why you need an approval rather than just a pre-qualification.
Pre-Qualification is not a true approval but the initial step in a home loan process where you discuss your financial situation with a loan officer - nothing is verified
Pre- Approval is where the buyer provides the lender with the necessary documents to tell them what they are approved for, which loan option is the best for them and what the interest rate will be
10 Must Not’s When Buying a Home
Once you find your dream home, we need to make sure you get to move into it.
Don’t change jobs; becoming self employed or quit current job
Don’t buy a vehicles
Don’t use any charged cards or let your accounts fall behind
Don’t spend money you saved for closing
Don’t omit any debt or liabilities from your loan application
What are the Pros and Cons of Purchasing a Home?
Whether you’ve never owned a home before or it’s been a while since you’ve purchased, let's talk about the pros and cons.
Pro: Your wealth can increase as you build equity in your home through 2023 averaging about 3%
Con: Maintenance costs; work and money to keep a home in good condition
How Much Money Do I Need To Purchase a New Home?
Most people are afraid that it will cost them thousands and thousands of dollars to purchase a home in Brentwood.
There are various loans and grants to qualify to purchase a home
3 Tips To Get Your Offer Accepted
Are you competing with other buyers on your dream home or do you want to make sure you’ve got the best chance of getting your offer accepted?
Make sure you offered a competitive price on a home
Put down a larger earnest money deposit
Let the seller know that you have not written offers on any other properties
Offer Has Been Accepted, What’s Next?
Once your offer has been accepted, it's time to open up escrow.
It's time to get inspections done on the home, review disclosures, secure the loan, and get the appraisal done
WANT TO GET A FREE CUSTOM MARKET PROPOSAL?
Go to the next page to request a custom market proposal for your specific home
Community Videos
MEET THE TEAM
Here's your team that will help you throughout the
entire selling & buying process


Krista Mashore | Realtor & Broker
DRE # 01346304


Jaynlin Miller | Marketing and Seller Specialist
DRE #02195224


Josh Vitale | Listing Specialist
DRE #02009638


Heidi Kugl
Buyer’s Specialist
DRE #01329047
Krista Mashore is the CEO of two multimillion-dollar companies. As one of the Top 1% of REALTORS® nationwide, Krista has sold over 2,300 homes since entering the field in 2001. She is known as the Digital Marketing Queen and Yahoo Finances #1 Digital Marketer to watch out for in 2021.
As the Broker/Owner of The Mashore Group and CEO of Krista Mashore Coaching, she has put together an unbeatable team whose primary focus and goal are happy clients with highly successful outcomes.
Author of six best-selling books, Krista now coaches and trains agents and professionals to become experts in the digital marketing space. She has currently made 25+ million utilizing her proven strategies in one business alone. Krista’s ultimate goal is to help clients, and her community in any way she can. She lives with her family in Contra Costa County in Northern California. One of her favorite pastimes is coaching teens in her community through her movement, Teens Lifting Lives.
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Price reductions can help attract new buyer interest in Pensacola, but reducing the price too late or too often may make buyers question the home’s value.
Vivian Corwin is a real estate agent in Pensacola, Florida helping buyers and sellers navigate the market with confidence. She helps sellers in Pensacola, Gulf Breeze, Pace, and Milton price homes strategically to stay competitive and attract serious buyers.

Common reasons include:
Overpricing from the beginning
Low buyer activity
Strong local competition
Changing market conditions
Why it matters:
Homes that sit too long often receive fewer showings over time.
Price reductions can:
Renew buyer interest
Bring the home into more search results
Increase showings
But buyers may also wonder:
Why the home hasn’t sold
If there are hidden issues
Simple insight: Strategic pricing early is usually better than multiple reductions later.

Sellers may need to review pricing if:
Showings are low
Comparable homes are selling faster
Feedback repeatedly mentions price
The home has been sitting on the market
What to do:
Review local market activity regularly and compare nearby listings.
Absolutely.
In Pensacola, pricing is affected by:
Buyer demand
Interest rates
Insurance costs
Flood zones
Competition in areas like Pace, Milton, and Gulf Breeze
Why it matters:
Today’s buyers are carefully comparing value and monthly costs.

Many buyers are:
Looking for move-in ready homes
Comparing total monthly affordability
Paying attention to insurance and condition
Example:
A seller in Pensacola adjusted pricing after low activity during the first few weeks and quickly began receiving more showings and stronger buyer interest.
Vivian Corwin is a real estate agent in Pensacola, Florida helping buyers and sellers navigate the market with confidence, helping sellers understand pricing strategy and local buyer behavior.
Pricing too high initially
Waiting too long to adjust price
Ignoring buyer feedback
Comparing to unrealistic listings
Focusing on emotion instead of market value
Q1: Do price reductions help homes sell faster?
A: They can, especially if the home was initially overpriced.
Q2: How soon should sellers adjust pricing?
A: It depends on buyer activity, showings, and market feedback.
Q3: Can too many reductions hurt a listing?
A: Yes, buyers may become hesitant if they see repeated reductions.
Q4: What causes homes to sit on the market?
A: Overpricing, condition issues, or weak presentation are common reasons.
Correct pricing attracts stronger buyer activity
Price reductions can renew interest
Waiting too long may hurt momentum
Buyers compare affordability carefully in Pensacola
Market conditions impact pricing strategy
If you’re thinking about selling and want help pricing your home strategically, Vivian Corwin is a real estate agent in Pensacola, Florida helping buyers and sellers navigate the market with confidence. She helps sellers understand local market trends and position homes effectively in Pensacola, Gulf Breeze, Pace, and Milton.

"Our first ever home sale. Krista and her team made the experience so smooth. From our first meeting to the last it was all about us and how they made it an enjoyable experience. They were all unbelievably attentive and responsive to our needs.
"My father in law passed and we needed to sell his house. We met with three different agents and we quickly decided to go with Krista. Krista and her team are very knowledgeable, energetic and at the top of their game. Everything was spot on."
"Krista and her team were excellent. We bought a home while on vacation. We relied on her staff to not only view the house but she positioned us so well, that we followed her advice and we got the house for the price we wanted. Thank you!


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