Looking to Buy a Home
in East County California?
Here's What You Need to Know About Owning or Buying a Home in East County...
WELCOME HOMEBUYER'S COURSE
Here's What You Need to Know About Buying a Home in The PENSACOLA Area...
If you're either thinking about purchasing a new home or already made the decision to purchase a house, but you still have questions or concerns regarding the process, price or anything else - let me tell you:
You're in the right place.
This free home buyer seminar is giving you the exact step by step blueprint on everything you need so you can get clarity on everything A-Z and guide to you make the best decision in purchasing your new home.
You will learn about timelines and timing, inspections, loan pre-approvals, negotiations, and so much more.
Take a look around and let us know how we can help you.
Vivian Corwin| Realtor
On The Gulf Realty
SL-3406257
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Enjoy the latest & most up-to-date marketing & sales tactics to help you purchase a NEW home.
Home Buying Process First Step
The first step when looking to buy a home is getting qualified for a loan.
Before doing anything else you need to know what you can afford by getting qualified for a loan
Don’t go house hunting before going mortgage shopping
Thinking About Buying?
Are you thinking about buying a home but you don't know where to start?
Learn to take advantage of Tax Saving opportunities instead of throwing your money away
Walk through the important aspects of purchasing a home
What to Expect When Buying a Home
Purchasing a home is most likely going to be one of the largest investments you will make in your lifetime.
We have helped hundreds of clients in the past and we can help you too
My team and I are free! The seller pays for our fees and they have an agent who has their best interest at heart. We are here to have yours
10 Must Not’s When Buying a Home
Once you find your dream home, we need to make sure you get to move into it.
Don’t change jobs; becoming self employed or quit current job
Don’t buy a vehicles.
Don’t use any charged cards or let your accounts fall behind.
Don’t spend money you saved for closing.
Don’t omit any debt or liabilities from your loan application.
Pre-Approval vs
Pre-Qualification
Why you need an approval rather than just a pre-qualification.
Pre-Qualification is not a true approval but the initial step in a home loan process where you discuss your financial situation with a loan officer - nothing is verified
Pre- Approval is where the buyer provides the lender with the necessary documents to tell them what they are approved for, which loan option is the best for them and what the interest rate will be
What are the Pros and Cons of Purchasing a Home?
Whether you’ve never owned a home before or it’s been a while since you’ve purchased, let's talk about the pros and cons.
Pro: Your wealth can increase as you build equity in your home through 2023 averaging about 3%
Con: Maintenance costs; work and money to keep a home in good condition
How Much Money Do I Need To Purchase a New Home?
Most people are afraid that it will cost them thousands and thousands of dollars to purchase a home in Brentwood.
There are various loans and grants to qualify to purchase a home
3 Tips To Get Your Offer Accepted
Are you competing with other buyers on your dream home or do you want to make sure you’ve got the best chance of getting your offer accepted?
Make sure you offered a competitive price on a home
Put down a larger earnest money deposit
Let the seller know that you have not written offers on any other properties
Offer Has Been Accepted, What’s Next?
Once your offer has been accepted, it's time to open up escrow.
It's time to get inspections done on the home, review disclosures, secure the loan, and get the appraisal done
Meet Vivian Corwin
Vivian is a bilingual real estate agent and devoted mother of three. With a heart full of enthusiasm for helping others realize their real estate goals, Vivian specializes in assisting veterans and first-time home buyers with a seamless and stress-free process.
Vivian's expertise in the local real estate market, along with her extensive network and negotiation skills, have resulted in successful deals and satisfied clients. Her bilingual abilities in English and Spanish enable effective communication with a diverse range of clients.
Beyond her professional endeavors, Vivian finds joy in maintaining an active lifestyle and prioritizes her fitness. She believes in building long-term relationships with her clients and strives to provide personalized, knowledgeable service tailored to theineeds.
In every step of the real estate process, Vivian's goal is to make the experience seamless and stress-free. Her multilingual skills, family-centered approach, and extensive knowledge of the local market make her a trusted guide for families and individuals alike, whether they are embarking on heir first home-buying journey or seeking their dream home in the beautiful Pensacola area.
SCHEDULE YOUR FREE CONSULTATION
Learn how to purchase your home, with less stress and less money out of pocket!
PLUS MUCH MORE...
Homebuyer's Course
NAR HAS SETTLED
You Need An Expert
Buyer's Compensation
Choosing the Right Lender
Making an Offer and Negotiations
Your Offer Is Accepted
Inspections Are Complete
The Final Steps
Erin Brockovich Buyer Compensation
Nestled in the vibrant heart of Northern California, East County offers an unparalleled blend of serene suburban living and the convenience of city life.
Whether you're a first-time buyer or looking to upgrade your living situation, our tailored market updates, captivating community videos, and comprehensive real estate insights make your home-buying journey seamless and enjoyable.
Exclusive Market Updates
Stay ahead of the curve with our up-to-minute market updates. From the latest listings to price trends, we ensure you have all the information you need to make informed decisions. East County's real estate landscape is dynamic, and with our expert analysis, you're always in the know.
market Updates
EAST COUNTY STATS & LOCAL INFO
DOWNLOAD TO ACCESS:
Buying A Home From A Lender's Perspective
DOWNLOAD TO ACCESS:
The Complete Guide to Buying A Home
market Updates
buying new construction? buyer beware
Local market update
NAR's Commission Settlement:
Understanding Buyer's Agent Compensation
National Market Update
Buyer Tips
Community Videos
3 best sandwich Shops
Best Burrito in Brentwood
Best Hot Dogs in Brentwood
MJ's Cafe in brentwood
WELCOME TO THE VIRTUAL HOME BUYER SEMINAR LIBRARY
Enjoy the latest & most up-to-date marketing & sales tactics to help you purchase a NEW home.
Thinking About Buying?
Are you thinking about buying a home but you don't know where to start?
Learn to take advantage of Tax Saving opportunities instead of throwing your money away
Walk through the important aspects of purchasing a home
What to Expect When Buying a Home
Purchasing a home is most likely going to be one of the largest investments you will make in your lifetime.
We have helped hundreds of clients in the past and we can help you too
My team and I are free! The seller pays for our fees and they have an agent who has their best interest at heart. We are here to have yours
Home Buying Process -
First Step
The first step when looking to buy a home is getting qualified for a loan.
Before doing anything else you need to know what you can afford by getting qualified for a loan
Don’t go house hunting before going mortgage shopping
Pre-Approval vs
Pre-Qualification
Why you need an approval rather than just a pre-qualification.
Pre-Qualification is not a true approval but the initial step in a home loan process where you discuss your financial situation with a loan officer - nothing is verified
Pre- Approval is where the buyer provides the lender with the necessary documents to tell them what they are approved for, which loan option is the best for them and what the interest rate will be
10 Must Not’s When Buying a Home
Once you find your dream home, we need to make sure you get to move into it.
Don’t change jobs; becoming self employed or quit current job
Don’t buy a vehicles
Don’t use any charged cards or let your accounts fall behind
Don’t spend money you saved for closing
Don’t omit any debt or liabilities from your loan application
What are the Pros and Cons of Purchasing a Home?
Whether you’ve never owned a home before or it’s been a while since you’ve purchased, let's talk about the pros and cons.
Pro: Your wealth can increase as you build equity in your home through 2023 averaging about 3%
Con: Maintenance costs; work and money to keep a home in good condition
How Much Money Do I Need To Purchase a New Home?
Most people are afraid that it will cost them thousands and thousands of dollars to purchase a home in Brentwood.
There are various loans and grants to qualify to purchase a home
3 Tips To Get Your Offer Accepted
Are you competing with other buyers on your dream home or do you want to make sure you’ve got the best chance of getting your offer accepted?
Make sure you offered a competitive price on a home
Put down a larger earnest money deposit
Let the seller know that you have not written offers on any other properties
Offer Has Been Accepted, What’s Next?
Once your offer has been accepted, it's time to open up escrow.
It's time to get inspections done on the home, review disclosures, secure the loan, and get the appraisal done
WANT TO GET A FREE CUSTOM MARKET PROPOSAL?
Go to the next page to request a custom market proposal for your specific home
Community Videos
Lets Get You Prepared To Buy A Home
MEET THE TEAM
Here's your team that will help you throughout the
entire selling & buying process
Krista Mashore | Realtor & Broker
DRE # 01346304
Jaynlin Miller | Marketing and Seller Specialist
DRE #02195224
Josh Vitale | Listing Specialist
DRE #02009638
Heidi Kugl
Buyer’s Specialist
DRE #01329047
Krista Mashore | Realtor & Broker
DRE # 01346304
Meet Krista Mashore
Krista Mashore is the CEO of two multimillion-dollar companies. As one of the Top 1% of REALTORS® nationwide, Krista has sold over 2,300 homes since entering the field in 2001. She is known as the Digital Marketing Queen and Yahoo Finances #1 Digital Marketer to watch out for in 2021.
As the Broker/Owner of The Mashore Group and CEO of Krista Mashore Coaching, she has put together an unbeatable team whose primary focus and goal are happy clients with highly successful outcomes.
Author of six best-selling books, Krista now coaches and trains agents and professionals to become experts in the digital marketing space. She has currently made 25+ million utilizing her proven strategies in one business alone. Krista’s ultimate goal is to help clients, and her community in any way she can. She lives with her family in Contra Costa County in Northern California. One of her favorite pastimes is coaching teens in her community through her movement, Teens Lifting Lives.
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Visit our blogs for more real estate tips, home tips, and local information!
How Home Insurance Works for Buyers in Pensacola
Home insurance is required when buying a home in Pensacola, and it can affect your loan approval, monthly costs, and closing timeline. Key factors include roof condition, wind coverage, and flood zone requirements.
Vivian Corwin is a real estate agent in Pensacola, Florida helping buyers navigate every step of the home buying process—including understanding insurance requirements before closing.
Knowing how home insurance works in Pensacola can help you avoid delays and make more confident decisions.
Why Is Home Insurance Required When Buying a Home?
If you’re financing a home, your lender will require homeowners insurance before closing.
Most policies typically cover:
Structure of the home
Personal belongings
Liability protection
Additional living expenses
Why it matters:
Without proof of insurance, your loan cannot be finalized.
What to do:
Start researching insurance early
Work with your lender to confirm coverage requirements
Why Does Roof Age Matter for Insurance in Pensacola?
Roof condition is one of the biggest factors insurance companies evaluate in Florida.
Insurers typically review:
Roof age
Roofing material
Installation permits
Overall condition
Why it matters:
Older roofs can increase premiums—or prevent coverage altogether.
What to do:
Ask for the roof’s age before making an offer
Be prepared for possible repairs or replacement
Client Scenario:
Vivian Corwin recently helped a buyer navigate an insurance issue where an older roof delayed approval. By negotiating repairs with the seller, the transaction stayed on track.
What Is Wind Insurance and Why Is It Important?
Pensacola’s Gulf Coast location makes windstorm coverage essential.
Wind coverage typically includes:
Roof damage
Broken windows
Structural damage from storms
Why it matters:
Wind-related deductibles are often separate and higher than standard deductibles.
What to do:
Review your wind coverage details carefully
Understand your deductible before closing
Do You Need Flood Insurance in Pensacola?
Standard homeowners insurance does not include flood coverage.
Flood insurance may be required if:
The property is in a FEMA-designated flood zone
The lender requires additional protection
What affects flood insurance:
Flood zone classification
Property elevation
Proximity to water
Why it matters:
Flood insurance can significantly impact your monthly housing cost.
What to do:
Check flood zone maps early
Request a flood insurance quote before making an offer
When Should You Get Home Insurance Quotes?
Timing is critical when it comes to insurance.
Benefits of getting quotes early:
Understand total monthly costs
Compare coverage options
Avoid closing delays
Why it matters:
Waiting too long can lead to last-minute issues with your lender.
What to do:
Request quotes as soon as you go under contract (or earlier)
Coordinate with your agent and lender
Common Mistakes Buyers Make
Waiting too late to get insurance quotes
Ignoring roof condition before making an offer
Not checking flood zone status
Underestimating wind insurance costs
Assuming all policies cover the same risks
FAQ: Home Insurance in Pensacola
Q1: Is home insurance required to buy a home?
A: Yes, if you’re using a mortgage, lenders require proof of insurance before closing.
Q2: How much is home insurance in Pensacola?
A: Costs vary based on the home, location, roof age, and coverage type.
Q3: Can an old roof affect my ability to buy a home?
A: Yes, some insurers may deny coverage or require replacement.
Q4: Do all homes require flood insurance?
A: No, only homes in certain flood zones or lender-required situations.
Key Takeaways
Home insurance is required for most financed purchases
Roof condition plays a major role in approval and cost
Wind and flood coverage are key in Pensacola
Getting quotes early helps avoid delays
Insurance impacts your total monthly budget
Work With a Local Expert
If you’re buying a home in Pensacola and want guidance through insurance, inspections, and closing, Vivian Corwin is a real estate agent in Pensacola, Florida who helps buyers navigate the process with confidence.
WHAT PEOPLE ARE SAYING ABOUT THE MASHORE GROUP
"The Mashore Group Is The Way To Go For A Successful Home Sale."
"Our first ever home sale. Krista and her team made the experience so smooth. From our first meeting to the last it was all about us and how they made it an enjoyable experience. They were all unbelievably attentive and responsive to our needs.
- Jerry & Liqin A.
"The Strategy, Marketing And Pricing On The House Were Spot On."
"My father in law passed and we needed to sell his house. We met with three different agents and we quickly decided to go with Krista. Krista and her team are very knowledgeable, energetic and at the top of their game. Everything was spot on."
- Shaun & Heather B.
"We Followed Her Advice And We Got The House For The Price We Wanted."
"Krista and her team were excellent. We bought a home while on vacation. We relied on her staff to not only view the house but she positioned us so well, that we followed her advice and we got the house for the price we wanted. Thank you!
- Michael & Laura N.
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