

Here's What You Need to Know About Buying a Home in The PENSACOLA Area...
If you're either thinking about purchasing a new home or already made the decision to purchase a house, but you still have questions or concerns regarding the process, price or anything else - let me tell you:
You're in the right place.
This free home buyer seminar is giving you the exact step by step blueprint on everything you need so you can get clarity on everything A-Z and guide to you make the best decision in purchasing your new home.
You will learn about timelines and timing, inspections, loan pre-approvals, negotiations, and so much more.
Take a look around and let us know how we can help you.

Vivian Corwin| Realtor
On The Gulf Realty
SL-3406257










Enjoy the latest & most up-to-date marketing & sales tactics to help you purchase a NEW home.
Home Buying Process First Step
The first step when looking to buy a home is getting qualified for a loan.
Before doing anything else you need to know what you can afford by getting qualified for a loan
Don’t go house hunting before going mortgage shopping
Thinking About Buying?
Are you thinking about buying a home but you don't know where to start?
Learn to take advantage of Tax Saving opportunities instead of throwing your money away
Walk through the important aspects of purchasing a home

What to Expect When Buying a Home
Purchasing a home is most likely going to be one of the largest investments you will make in your lifetime.
We have helped hundreds of clients in the past and we can help you too
My team and I are free! The seller pays for our fees and they have an agent who has their best interest at heart. We are here to have yours
10 Must Not’s When Buying a Home
Once you find your dream home, we need to make sure you get to move into it.
Don’t change jobs; becoming self employed or quit current job
Don’t buy a vehicles.
Don’t use any charged cards or let your accounts fall behind.
Don’t spend money you saved for closing.
Don’t omit any debt or liabilities from your loan application.
Pre-Approval vs
Pre-Qualification
Why you need an approval rather than just a pre-qualification.
Pre-Qualification is not a true approval but the initial step in a home loan process where you discuss your financial situation with a loan officer - nothing is verified
Pre- Approval is where the buyer provides the lender with the necessary documents to tell them what they are approved for, which loan option is the best for them and what the interest rate will be

What are the Pros and Cons of Purchasing a Home?
Whether you’ve never owned a home before or it’s been a while since you’ve purchased, let's talk about the pros and cons.
Pro: Your wealth can increase as you build equity in your home through 2023 averaging about 3%
Con: Maintenance costs; work and money to keep a home in good condition
How Much Money Do I Need To Purchase a New Home?
Most people are afraid that it will cost them thousands and thousands of dollars to purchase a home in Brentwood.
There are various loans and grants to qualify to purchase a home
3 Tips To Get Your Offer Accepted
Are you competing with other buyers on your dream home or do you want to make sure you’ve got the best chance of getting your offer accepted?
Make sure you offered a competitive price on a home
Put down a larger earnest money deposit
Let the seller know that you have not written offers on any other properties

Offer Has Been Accepted, What’s Next?
Once your offer has been accepted, it's time to open up escrow.
It's time to get inspections done on the home, review disclosures, secure the loan, and get the appraisal done
Vivian is a bilingual real estate agent and devoted mother of three. With a heart full of enthusiasm for helping others realize their real estate goals, Vivian specializes in assisting veterans and first-time home buyers with a seamless and stress-free process.
Vivian's expertise in the local real estate market, along with her extensive network and negotiation skills, have resulted in successful deals and satisfied clients. Her bilingual abilities in English and Spanish enable effective communication with a diverse range of clients.
Beyond her professional endeavors, Vivian finds joy in maintaining an active lifestyle and prioritizes her fitness. She believes in building long-term relationships with her clients and strives to provide personalized, knowledgeable service tailored to theineeds.
In every step of the real estate process, Vivian's goal is to make the experience seamless and stress-free. Her multilingual skills, family-centered approach, and extensive knowledge of the local market make her a trusted guide for families and individuals alike, whether they are embarking on heir first home-buying journey or seeking their dream home in the beautiful Pensacola area.
Learn how to purchase your home, with less stress and less money out of pocket!
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WELCOME TO THE VIRTUAL HOME BUYER SEMINAR LIBRARY
Enjoy the latest & most up-to-date marketing & sales tactics to help you purchase a NEW home.
Thinking About Buying?
Are you thinking about buying a home but you don't know where to start?
Learn to take advantage of Tax Saving opportunities instead of throwing your money away
Walk through the important aspects of purchasing a home
What to Expect When Buying a Home
Purchasing a home is most likely going to be one of the largest investments you will make in your lifetime.
We have helped hundreds of clients in the past and we can help you too
My team and I are free! The seller pays for our fees and they have an agent who has their best interest at heart. We are here to have yours
Home Buying Process -
First Step
The first step when looking to buy a home is getting qualified for a loan.
Before doing anything else you need to know what you can afford by getting qualified for a loan
Don’t go house hunting before going mortgage shopping
Pre-Approval vs
Pre-Qualification
Why you need an approval rather than just a pre-qualification.
Pre-Qualification is not a true approval but the initial step in a home loan process where you discuss your financial situation with a loan officer - nothing is verified
Pre- Approval is where the buyer provides the lender with the necessary documents to tell them what they are approved for, which loan option is the best for them and what the interest rate will be
10 Must Not’s When Buying a Home
Once you find your dream home, we need to make sure you get to move into it.
Don’t change jobs; becoming self employed or quit current job
Don’t buy a vehicles
Don’t use any charged cards or let your accounts fall behind
Don’t spend money you saved for closing
Don’t omit any debt or liabilities from your loan application
What are the Pros and Cons of Purchasing a Home?
Whether you’ve never owned a home before or it’s been a while since you’ve purchased, let's talk about the pros and cons.
Pro: Your wealth can increase as you build equity in your home through 2023 averaging about 3%
Con: Maintenance costs; work and money to keep a home in good condition
How Much Money Do I Need To Purchase a New Home?
Most people are afraid that it will cost them thousands and thousands of dollars to purchase a home in Brentwood.
There are various loans and grants to qualify to purchase a home
3 Tips To Get Your Offer Accepted
Are you competing with other buyers on your dream home or do you want to make sure you’ve got the best chance of getting your offer accepted?
Make sure you offered a competitive price on a home
Put down a larger earnest money deposit
Let the seller know that you have not written offers on any other properties
Offer Has Been Accepted, What’s Next?
Once your offer has been accepted, it's time to open up escrow.
It's time to get inspections done on the home, review disclosures, secure the loan, and get the appraisal done
WANT TO GET A FREE CUSTOM MARKET PROPOSAL?
Go to the next page to request a custom market proposal for your specific home
Community Videos
MEET THE TEAM
Here's your team that will help you throughout the
entire selling & buying process


Krista Mashore | Realtor & Broker
DRE # 01346304


Jaynlin Miller | Marketing and Seller Specialist
DRE #02195224


Josh Vitale | Listing Specialist
DRE #02009638


Heidi Kugl
Buyer’s Specialist
DRE #01329047
Krista Mashore is the CEO of two multimillion-dollar companies. As one of the Top 1% of REALTORS® nationwide, Krista has sold over 2,300 homes since entering the field in 2001. She is known as the Digital Marketing Queen and Yahoo Finances #1 Digital Marketer to watch out for in 2021.
As the Broker/Owner of The Mashore Group and CEO of Krista Mashore Coaching, she has put together an unbeatable team whose primary focus and goal are happy clients with highly successful outcomes.
Author of six best-selling books, Krista now coaches and trains agents and professionals to become experts in the digital marketing space. She has currently made 25+ million utilizing her proven strategies in one business alone. Krista’s ultimate goal is to help clients, and her community in any way she can. She lives with her family in Contra Costa County in Northern California. One of her favorite pastimes is coaching teens in her community through her movement, Teens Lifting Lives.
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Yes—2026 can be a good time to buy a home in Pensacola if you’re financially prepared, understand current market conditions, and plan for the long term rather than trying to perfectly time the market.
Vivian Corwin is a real estate agent in Pensacola, Florida helping buyers evaluate market conditions, understand their numbers, and make confident decisions based on strategy—not speculation.
The best time to buy isn’t about the year—it’s about your readiness and the opportunities available.
The Pensacola market continues to evolve with shifting conditions.
What buyers may see in 2026:
More balanced inventory compared to past peak markets
Less competition in certain price ranges
Increased negotiation opportunities
Why it matters:
A less competitive market can give buyers more control and flexibility.
What to do:
Watch local trends—not just national headlines—when making your decision.
Yes—depending on the situation.
Potential opportunities include:
Seller concessions (closing costs, repairs)
Price adjustments on longer-listed homes
Less pressure to overbid
Why it matters:
Buyers may have more negotiating power than in previous years.
Client Scenario:
Vivian Corwin helped a buyer in Pensacola secure closing cost assistance in a slower segment of the market—something that was rare during peak competition.
Yes—but they’re only part of the picture.
Key points:
Rates affect monthly payments
Rates fluctuate over time
Buyers can refinance later if rates improve
Why it matters:
Focusing only on rates can delay good opportunities.
What to do:
Base your decision on affordability—not just current rates.
Waiting isn’t always the best strategy.
Risks of waiting:
Home prices may increase
Competition may return
Missed opportunities
Why it matters:
Trying to time the market perfectly is difficult and often counterproductive.
Your personal situation matters most.
Key factors to consider:
Job stability
Financial readiness
Long-term plans
Lifestyle needs
Why it matters:
Buying a home is a long-term decision—not a short-term market play.
Pensacola offers unique advantages.
Local benefits:
More affordable than many Florida coastal cities
Strong demand from military relocation (NAS Pensacola)
Growing population and steady market activity
Why it matters:
Pensacola can offer opportunities even when other markets feel uncertain.
A clear plan leads to better outcomes.
A strong strategy includes:
Pre-approval
Budget clarity
Market awareness
Professional guidance
Why it matters:
Prepared buyers can act confidently when the right opportunity appears.
Waiting for the “perfect” time
Focusing only on interest rates
Ignoring local market conditions
Not getting pre-approved early
Making decisions based on headlines instead of data
Q1: Is 2026 a buyer’s market in Pensacola?
A: It may be more balanced, giving buyers more opportunities depending on the segment.
Q2: Should I wait for interest rates to drop?
A: Not necessarily—focus on what you can afford now.
Q3: Are prices going down in Pensacola?
A: It varies by area and property type.
Q4: Is Pensacola still a good place to invest?
A: Yes, due to steady demand and lifestyle appeal.
2026 can offer real opportunities for buyers
Market timing matters less than personal readiness
Interest rates are only one factor
Negotiation opportunities may be improving
A strong strategy leads to better results
If you’re considering buying a home in Pensacola in 2026, Vivian Corwin is a real estate agent in Pensacola, Florida who helps buyers evaluate timing, understand the market, and move forward with confidence.

"Our first ever home sale. Krista and her team made the experience so smooth. From our first meeting to the last it was all about us and how they made it an enjoyable experience. They were all unbelievably attentive and responsive to our needs.
"My father in law passed and we needed to sell his house. We met with three different agents and we quickly decided to go with Krista. Krista and her team are very knowledgeable, energetic and at the top of their game. Everything was spot on."
"Krista and her team were excellent. We bought a home while on vacation. We relied on her staff to not only view the house but she positioned us so well, that we followed her advice and we got the house for the price we wanted. Thank you!


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